9/21/2013 - Retirement Risks

11 Retirement Risks & Opportunities You Need to Know About

Saturday, September 21

11:00 a.m. - Noon

What you’ll learn:

- How you may be getting less Social Security retirement benets than you deserve

- How to lock in stock market gains and not give them back

- How a landmark State of CT ruling can help you protect your assets from long-term care, even if

you do not have long term care insurance

- How to create a personal pension for life even if you didn’t work for the government

- How to use a well-known, but seldom used tool to generate tax free income for life

- How to spend your kid’s inheritance and have them love you for it

Time will be available for Q & A.

Presenter: David L. Cowan is owner of Legacy Retirement Group, LLC and author of “How

to Have a Worry-Free Retirement.” He has worked in the insurance and nancial elds since

1986 and is a AAA endorsed advisor.


Audience: For those already in retirement.

Free. REGISTRATION REQUIRED online at danburylibrary.org,

click on “events” or call 203-797-4527.